Save $500 On Gap Auto Insurance

The average price for gap auto insurance sold by an auto dealership or finance company is $578.

Q. So why would anybody in their right mind pay $500 more they should?

A. They don’t know any better.

Imagine you’re in a car dealership and you’ve just purchased a brand new car. You’re sitting there with a self satisfied smile on your face that lets everybody in the showroom know you just brought the salesman to his knees with your finely honed negotiating skills.

Next you go see the finance person to arrange a loan. This is where you’re casually informed that if you wreck your beautiful new car during the next year or two you’re going to have fork over maybe five grand because the car will be worth that much less than what you still owe the bank.

Lucky for you the finance guy has a tailored made solution to the problem. For a measly $578 one time fee you can purchase a gap policy that protects you from a potential shortfall, up to $5,000, if you owe the bank more than the car is worth when that bus hits you.

Of course you’re going to say “sure, go ahead” because you’re afraid of losing your shirt and, by the way, did I tell you the premium could be rolled right into the loan?

On one hand, you’re relieved to know the value your asset is protected, but on the other hand you’re asking yourself why it had to cost so much.

Well, it doesn’t. But who knew that there was even such a thing as gap insurance much less how much it’s supposed to cost. The problem is not with you, but with the major insurance companies and their brokers.

The reason you don’t hear anything about gap from your insurance agent is that it isn’t exactly a big money maker. With an average gap endorsement costing around $35 a year, there isn’t a lot of profit incentive to buy 30 second spots on American Idol.

Besides the price, there’s another difference between the gap insurance sold by a car dealer and the policy rider sold by a name brand gap insurance provider. When you buy gap from a major insurer you can cancel the rider as soon as the loan balance and value of your car reach parity – usually within the first two years of ownership.

With dealership gap insurance, the coverage is spread out over 60 months and cannot be canceled for a refund – whether you need it or not.

About The Author
Now that you’ve learned how to save $500 on gap auto insurance, pass it on, because the insurance companies won’t.

Written by Sam Streubel

For more information please visit these sites:

http://gapautoinsurancecoverage.com/Auto_Gap_Insurance_Online.html
The author invites you to visit:
http://gapautoinsurancecoverage.com

New Search Function on ChuckandEddies.com

Searching for a part on ChuckandEddies.com has never been easier. We've just installed an advanced search engine that will bring you to the part you need in record time.

Just use the simple drop downs on the home page to select the make model and year of the vehicle you need the part for. Then click the "select part type" drop down and all parts available and compatible with your vehicle will be displayed. Click the part you need and proceed with easy checkout process.

This new simple and accurate process will save you time and will help you get the right part the first time. Our entire inventory of nearly one million parts is available and searchable online. The site is updated several times each day so when we add new parts to our inventory, they'll be available to you...right away.

We hope you find our new search function useful. Stay tuned for more website enhancements...

Chuck and Eddies - A Family Company That Cares

When we say that Chuck and Eddies Auto Parts is a "family" company, we mean that very literally. Our company is family owned but each and every employee is also considered part of the family. We go out of our way to help the people that work with us. We know that a happy employee is a productive employee.

We value our employees and offer such things as a food-share program for those that sometimes run short between pay checks. Our Free Food Friday's are a popular event where the entire company gets together in our spacious cafeteria to enjoy a hearty meal. Holidays are also special here at Chuck and Eddies. Our staff is rewarded at that time with good food and some great gifts.

Chuck and Eddie's is very active in the community. We participate in the Easter Seals Capital Region Internship Program whereby Easter Seals clients gain valuable work experience. We also donate very generously to various local and regional organizations. We supply cars to local fire and rescue departments which allows them to practice first responder techniques and to train new recruits.

These are just a few examples of the good work that's done here at Chuck and Eddie's. It's not just about selling auto parts! It's about being an active part of our employee's lives as well as the community.

Chuck and Eddie's On The Move...

We don't let any grass grow under our feet here at Chuck and Eddies. As one of the leading auto recycling firms in the country, we have to keep up with technology and ahead of the competition.

We've just finished construction on a 240 X 83 foot state-of-the-art, environmentally friendly garage. This huge building will allow for swift and clean harvesting of auto parts.

Once all usable parts have been removed from the vehicle, and all fluids have been drained and properly disposed of, the body of the vehicle is sent for recycling.

Within the next several weeks, another company in the Chuck and Eddie's chain, Chase Waste Management will come into possession of a multi-million dollar shredding machine that will process car bodies from the Chuck and Eddie's yards. This new shredder will consume an entire vehicle and reduce it to small "chips" of metal that will be sold and used to make new metal items. The addition of this new machine will allow the Chuck and Eddie's Companies to be involved in the total recycling process. Between harvesting parts, using drained fluids and recycling the car frames and bodies, over 85% of each vehicle will be reused in one way or another. This is highly beneficial for the environment as well as our economy.

Stay tuned for more great news from Chuck and Eddie's!

Gifts For Your Car (and you too!)

Have you checked out the all new ChuckStop.com recently? ChuckStop.com is a division of ChuckandEddies.com so you know you're going to get the best quality AND the best bang for your buck.

ChuckStop.com features a great selection of highest quality work wear with pricing you just won't find elsewhere. We've also just introduced a couple of great new auto air fresheners for your vehicles. Select from two different types of clip-on scents that will help make your drive time more pleasant.

If you're ready to "trick out" your truck or car, we're in the process of adding some way cool LED "bling" to make your ride stand out from the rest. The intense blue LED windshield washer nozzles have just arrived with lots more stuff to come.

Be sure to check Chuckstop.com regularly for a great selection of "stuff" for you AND your vehicles.

Donor Car Videos Now On Line

We know that for some of you, it's very important to be able to see a car part before you purchase it.   With nearly one million parts, it would be impossible to photograph each one, but we're starting to take video of  our donor cars so that a number of parts are visible to potential buyers.  Engines are shown running and other parts can be seen as the video scans the vehicle.




We've added the videos to the ChuckandEddies.com website. Just click the "Resources" tab at the top of each page and then click "Donor Car Videos". This will bring you to the page that has all the videos categorized by stock number.


New videos are added nearly every day. We will attempt to eventually have every donor car represented with a video.


We hope you'll find this new features of ChuckandEddies.com helpful. As always, comments are invited.

Happy Holidays From All of Us to All of You!

The Chuck and Eddie's family would like to wish you and yours a happy and healthy holiday season with wishes for a wonderful new year. During this time of joy and giving, we hope that you're able to spend some quality time with family and friends, and to reflect on the important roles they play in your lives. We hope you'll join us in taking on the challenges ahead in 2012. The Chuck and Eddie's staff and management will continue to work toward providing quality parts at affordable prices. We'll also continue to use the latest technology in our recycling efforts to do our part in protecting the environment and preserving usable resources. Here at Chuck and Eddie's we're committed to you, our loyal customers. As you have already experienced this year, we have been working toward bringing you fast and efficient ways to search for and purchase auto parts on line with our new website, www.ChuckandEddies.com. We've also started to expand our online product line to include such things as quality safety work wear at bargain basement pricing. In the coming months, you'll see our product line branching out into new accessories for your vehicles and more items to help to preserve the appearance of your cars. Let's all work together to make 2012 a great year. We invite your comments and suggestions. Without them we wouldn't be able to bring you the quality products and unmatched service you are now enjoying. We're doing okay, but with your help, we can do even better! And of course, you can expect weekly deals from Gus, our resident bulldog. He has some pretty exciting stuff up his paws for the coming year. Make sure you open the weekly emails Gus sends your way. You don't wanna miss out on the super special offers that he's planning! Happy Holidays from all of us...To all of you! Great Deals On Work Apparel at ChuckStop.com ChuckandEddies.com Chuck and Eddie's on Facebook